I love all things hair, fashion, and current hautness on my television but I am also at a point in my life where I am thinking of my finances more so than ever before. I have always been cautious with my money and careful to not live in debt (outside of a student loan). I believe that a student loan is an acceptable debt (but if you can avoid it, please do so!!)

I am on a financial journey of sorts at this time so every now and then I will blog about the journey and take you down the road with me. Hopefully, you can learn or even share some of your own knowledge or journey with money.

Eight Ways For Staying Financially Fit

1. Income is not the be all and end all to making money. It is not about how much money you make; It’s about how much money you keep. If you make $100,000 annually and spend it all or even are in debt then that income does not contribute to your long-term wealth. A person making $30,000 and keeping or investing $10,000 of it has more potential for wealth than the individual making $100,000 per year.
2. Have a goal (financial or life goal) and have a plan to work towards it. A goal provides something that is yours that you are working towards.
3. Money must play a role in your everyday conversation. Garner a great relationship with money and don’t be afraid to talk about money with your family and friends.
4. Do not give your money away. Instead of wasting money on expensive shoes, car, clothing (that you may not truly be able to afford) or even financially draining people; the best way to channel your money is to invest it. Put your money into something that grows and not depreciates.
5. Learn Financial Fertility. Think of fertile soil. It is where you want to grow fruits and vegetables because the soil will give you the best return as far as food goes. As long as you water and till your soil then you will bear fruit. The same goes for your money. We can no longer let our money sit in a traditional bank account because it is not the best soil for making your money grow. Look into investing in mutual funds, IRAs and the stock market.
6. Learn what it means to be a millionaire. Most millionaires don’t necessarily have a million dollars sitting in a bank account. Their money is calculated through their net worth. How much are your assets worth minus your liabilities?
7. Learn (and teach your children) every mode of economic transport to financial freedom. You can make money several ways: work for someone, be an entrepreneur or be an investor.
8. Know the rules of this economic and financial game. Educate yourself by reading books,  find people on the web (social media) who speak to you and motivate you to make better financial moves. There is a wealth of knowledge at your fingertips. Visit your local library for financial classes or investment education.